Many people living on Long Island, in Brooklyn or in other parts of New York City and the surrounding areas may have a second or third mortgage on their homes. New Yorkers take out these mortgages for a number of…
Many people who live on Long Island or Westchester County may start exploring bankruptcy because they are facing the prospect of losing their homes or home in foreclosure. Indeed, the thought of losing one’s residence can cause a great deal of fear…
Chapter 13 bankruptcy differs from Chapter 7 bankruptcy in several important ways. One of those differences relates to the bankruptcy filers’ abilities to use their own income to pay off their debts. If a Long Island resident has some disposable…
When filing for Chapter 13 bankruptcy, a debtor may expect the courts to remove all financial obligations to creditors. Though bankruptcy helps minimize or erase some of these debts, Chapter 13 does not discharge all obligations. In addition to repaying…
Individuals usually decide to declare bankruptcy after they have exhausted all other financial options. Bankruptcy allows people a fresh financial start, but with a cost. To satisfy as many outstanding debts as possible, banks may require an individual to liquidate…
Bankruptcy is overwhelming. The decision to file can be a difficult one to come to terms with and it often leaves you with so many unknowns. How does this work? What does this mean for my life? Will I lose…
Your only form of transportation. Your grandmother’s jewelry. The house you and your family grew up in. These are some of the assets that people with extreme debt may fret about losing to foreclosure, repossession, or bankruptcy. But there is…
You’re getting calls or other notices from a creditor or collection agency on a debt they say you owe. However, you don’t see it on your credit report. They must be mistaken, right? Not necessarily. Although most companies report consumers’…
You were living within your means. You were able to pay your bills and expenses every month, buy groceries and gas and keep up with the minimum payments due on your credit cards. However, you didn’t have much left over…
Chapter 7 is traditionally associated with personal bankruptcy filings. However, in some cases, businesses can file for Chapter 7. It depends on how the business is structured. Sole proprietorships are considered legal extensions of their owners. However, Chapter 7 can…
Great Neck Office
98 Cuttermill Road
Suite 384N
Great Neck, NY 11021
Phone: 866-637-7300
Melville Office
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Melville, NY 11747
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Rockville Centre Office
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