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Don’t let the holidays destroy your budget

As we head into the holiday season, consumers’ budget goals are going to be tested. Online, TV and print ads will abound. It seems like just about every retailer is offering great “deals” that can’t be passed up around the…

Credit card debt often begins in college

If you have a child going off to college this fall, you’re likely concerned about all sorts of potential dangers. Let’s discuss one you may not have considered. Credit card companies target college students, often with booths and representatives set…

Don’t needlessly lower your credit score

When people get into financial difficulties, their credit scores can start to plummet. Unfortunately, many Americans know little about the factors that affect their scores. Some are fairly obvious, like not paying bills on time and letting credit card and…

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