If you recently went through an Internal Revenue Service audit, you may have thought that was one of the most stressful things you could go through. However, when you learn that the findings of the audit left you owing the…
You’ve made the decision to file for bankruptcy, or maybe you’ve already begun the process. While the bankruptcy will impact your credit and your life for a while, it will also give you a fresh start in rebuilding your financial…
Financial issues can contribute to strains in a couple’s marriage. It’s not unusual for someone to consider filing for bankruptcy as they’re also headed toward divorce or have already begun the divorce process. Sometimes people file for bankruptcy after they’ve divorced,…
Among the relief that filing for bankruptcy brings is what’s called “automatic stays” on collection efforts by creditors. As one attorney says, “One of the reasons individuals ultimately file for bankruptcy is just to stop the harassment that goes on…
As we head into the holiday season, consumers’ budget goals are going to be tested. Online, TV and print ads will abound. It seems like just about every retailer is offering great “deals” that can’t be passed up around the…
When you think about your financial situation, you may wonder how you ended up in such a difficult spot. Unfortunately, money issues can affect anyone unexpectedly, even if you have a regular income. You may have ended up in a…
Many college graduates — from young adults to those looking toward retirement — feel like they’ll never escape their student loan debt. According to Student Loan Hero, Americans have a cumulative total of over $1.5 trillion. The website says that…
Almost everyone has to deal with a large, unexpected medical bill at some point. A car crash, burst appendix, skiing accident or bout of food poisoning can send you or a family member to the nearest emergency room or urgent…
You might assume that younger people would use credit cards more often than older ones do. The convenience of buying now and paying later is still relatively new to them. They also haven’t had years of paying interest on unpaid…
Are you counting on the savings in your 401(k) to support you in retirement? Most Americans don’t have nearly enough to adequately fund their retirement years. A new report using U.S. Census Bureau data states, “A 25-year-old median earner in…
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