A Fresh Start Begins Today

Many college graduates — from young adults to those looking toward retirement — feel like they’ll never escape their student loan debt. According to Student Loan Hero, Americans have a cumulative total of over $1.5 trillion. The website says that…

Almost everyone has to deal with a large, unexpected medical bill at some point. A car crash, burst appendix, skiing accident or bout of food poisoning can send you or a family member to the nearest emergency room or urgent…

You might assume that younger people would use credit cards more often than older ones do. The convenience of buying now and paying later is still relatively new to them. They also haven’t had years of paying interest on unpaid…

Are you counting on the savings in your 401(k) to support you in retirement? Most Americans don’t have nearly enough to adequately fund their retirement years. A new report using U.S. Census Bureau data states, “A 25-year-old median earner in…

Economic experts are warning that another recession appears to be headed our way. In a recent survey by the National Association for Business Economics, 38% of economists who were polled predicted that it would occur next year. A little over…

It used to be (or at least seem) like once Americans reached their mid-60s, they could relax, travel and enjoy the fruits of many years of work. Now people are living longer and working years past the once-traditional retirement age…

The number of personal as well as business bankruptcies in the U.S. has been increasing recently. There were 5% more filings in July of this year than in June. There were about 1,000 more consumer bankruptcies during the first seven…

If you have a child going off to college this fall, you’re likely concerned about all sorts of potential dangers. Let’s discuss one you may not have considered. Credit card companies target college students, often with booths and representatives set…

On July 25, the U.S. Consumer Financial Protection Bureau (CFPB) and the New York Attorney General (AG) announced that they had fined three New York-based debt collection companies and their owners over $60 million for illegally inflating consumer debts and…