Bankruptcy is not a comfortable discussion to have for an individual or a business, which is why it is not a decision that should be made lightly. There are two types of bankruptcy that individuals and businesses have to choose…
There are plenty of advantages to filing for Chapter 13 bankruptcy compared to filing for Chapter 7 bankruptcy in New York. One of the biggest advantages is that Chapter 13 can help prevent the foreclosure of your home. You have…
If you are leaning towards filing for bankruptcy, Chapter 13 will more than likely be the better option for you in New York. Chapter 13 has a lot of benefits that Chapter 7 does not have. It is also a…
When you are in debt over your head, life can be difficult. Answering unknown phone numbers or hearing your phone ring might give you anxiety. Even checking your mail can be a source of stress. All of this is because…
You’re thinking about filing for bankruptcy, something you’ve never done before. At this point, you’re just trying to gather information and learn as much as you can about the process. Below are a few common myths that you need to…
Most people deal with the IRS once a year when they file their tax returns. However, if you are like many taxpayers here in New York, you continue to deal with the IRS because the agency claims you owe more…
Hiding assets to avoid paying taxes can come with a hefty price. A former University of Rochester professor learned that. He already paid fines totaling more than $100 million for failing to disclose income that he was keeping in Swiss…
Americans, on average, are living longer than ever before. Unfortunately, many of them haven’t saved enough money to last for those extra years. According to AARP, bankruptcy filings have increased significantly for seniors 65 and older. Those between 75 and…
It’s not unusual for marriages to suffer as the result of serious financial issues. What happens if a married couple has filed for Chapter 13 bankruptcy and later decides to divorce? Chapter 13 allows people to reorganize their debt rather than having…
The Internal Revenue Service has taken a considerable number of steps in the past few years to combat tax fraud and identity theft. Losses due to fraud in 2013 and 2014 totaled nearly $9 billion. These added precautions will cause…
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