Hiral Atha

Among the relief that filing for bankruptcy brings is what’s called an “automatic stay” on collection efforts by creditors. As one attorney says, “One of the reasons individuals ultimately file for bankruptcy is just to stop the harassment that goes…

As we head into the holiday season, consumers’ budget goals are going to be tested. Online, TV and print ads will abound. It seems like just about every retailer is offering great “deals” that can’t be passed up around the…

Many college graduates — from young adults to those looking toward retirement — feel like they’ll never escape their student loan debt. According to Student Loan Hero, Americans have a cumulative total of over $1.5 trillion. The website says that…

Almost everyone has to deal with a large, unexpected medical bill at some point. A car crash, burst appendix, skiing accident or bout of food poisoning can send you or a family member to the nearest emergency room or urgent…

You might assume that younger people would use credit cards more often than older ones do. The convenience of buying now and paying later is still relatively new to them. They also haven’t had years of paying interest on unpaid…

Are you counting on the savings in your 401(k) to support you in retirement? Most Americans don’t have nearly enough to adequately fund their retirement years. A new report using U.S. Census Bureau data states, “A 25-year-old median earner in…

Economic experts are warning that another recession appears to be headed our way. In a recent survey by the National Association for Business Economics, 38% of economists who were polled predicted that it would occur next year. A little over…

It used to be (or at least seem) like once Americans reached their mid-60s, they could relax, travel and enjoy the fruits of many years of work. Now people are living longer and working years past the once-traditional retirement age…