Chapter 13

You’ve made the decision to file for bankruptcy, or maybe you’ve already begun the process. While the bankruptcy will impact your credit and your life for a while, it will also give you a fresh start in rebuilding your financial…

As we head into the holiday season, consumers’ budget goals are going to be tested. Online, TV and print ads will abound. It seems like just about every retailer is offering great “deals” that can’t be passed up around the…

Almost everyone has to deal with a large, unexpected medical bill at some point. A car crash, burst appendix, skiing accident or bout of food poisoning can send you or a family member to the nearest emergency room or urgent…

Are you counting on the savings in your 401(k) to support you in retirement? Most Americans don’t have nearly enough to adequately fund their retirement years. A new report using U.S. Census Bureau data states, “A 25-year-old median earner in…

If you have a child going off to college this fall, you’re likely concerned about all sorts of potential dangers. Let’s discuss one you may not have considered - credit card debt. Credit card companies target college students, often with…

Last year, it appeared that the star of the television show American Chopper could lose his multimillion-dollar Montgomery, New York, home to foreclosure amid his bankruptcy because he had defaulted on his mortgage. However, Paul Teutul Sr. has been able to…

When people get into financial difficulties, their credit score can start to plummet. Unfortunately, many Americans know little about the factors that affect their scores. Some are fairly obvious, like not paying bills on time and letting credit card and…