Chapter 7

The federal government shutdown is nearing the one-month mark, and some 800,000 federal employees have now gone without their first paycheck. They’re becoming seriously worried about how they’re going to continue to make ends meet and support their families. The…

You promised yourself that you were going to take it easy on the spending this holiday season. However, things got away from you. You spent a little more on gifts than you intended. Your kids outgrew their formal Christmas outfits…

One of the primary concerns that people considering Chapter 7 bankruptcy have is whether they’ll be able to keep their vehicles. After all, we rely on our cars to get to work, chauffeur the kids to school and other activities,…

You filed for bankruptcy years ago. Now, due to a series of unfortunate events, you find yourself considering it once again. How soon can you file for bankruptcy a second time? How many times can you file for bankruptcy over…

Bankruptcy doesn’t have to be the end of your ability to get credit. It can provide a fresh start to a healthier financial future unencumbered by mountains of debt. However, that won’t happen overnight. It takes time, patience, and careful…

Bankruptcy does not always happen the way you assume. There are many reasons people get into financial trouble, some of which they have no control over themselves. It is important to understand these reasons as you consider all of your…

For most people, the thought of filing a Chapter 7 bankruptcy is frightening. The process is shrouded in a great amount of negativity, and although some of the negativity is true, some of it is false. We have found that…

If you declare bankruptcy, one of the things you may naturally worry about is how that filing is going to impact your ability to earn a living. You know that Chapter 7 means liquidating assets. However, are you going to…